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Summary of Benefits and Coverage

Summary of Benefits and Coverage

Under the Affordable Care Act, health insurers and self-funded employers must provide a uniform Summary of Benefits and Coverage (SBC) to people who apply for and enroll in health policies. Insurance companies and group health coverage must provide you with: A short,...
Essential Health Benefits

Essential Health Benefits

Under the Affordable Care Act (ACA), fully insured small group and individual health plans on and off the Exchange/Marketplace must cover Essential Health Benefits (EHB). Essential health benefits are minimum requirements for all plans in the Marketplace. Plans may...
Part D Prescription Drug Plans

Part D Prescription Drug Plans

You can sign up for Part D Prescription Drug Plan, which helps cover prescription drug costs, along with other components of Medicare starting three months before your 65th birthday. It’s important to do this on time because there’s a permanent premium...
Medicare Advantage Plans

Medicare Advantage Plans

Medicare Advantage Plans, sometimes called Part C, are health plan options that are part of the Medicare program. If you join one of these plans, you generally get all your Medicare-covered health care through the Medicare Advantage Plan. This coverage can include...
Compare Medicare Supplement plans side by side

Compare Medicare Supplement plans side by side

Medicare Supplement policies (also known as Medigap policies) are standardized and must follow federal and state laws designed to protect you. Insurance companies can only sell you a “standardized” policy identified in most states by letters (see the chart...
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