by Create MNL | Mar 16, 2021 | Health Insurance
Under the Affordable Care Act (ACA), fully insured small group and individual health plans on and off the Exchange/Marketplace must cover Essential Health Benefits (EHB). Essential health benefits are minimum requirements for all plans in the Marketplace. Plans may...
by Create MNL | Mar 16, 2021 | Medicare Simplified
You can sign up for Part D Prescription Drug Plan, which helps cover prescription drug costs, along with other components of Medicare starting three months before your 65th birthday. It’s important to do this on time because there’s a permanent premium...
by Create MNL | Mar 16, 2021 | Medicare Advantage
Medicare Advantage Plans, sometimes called Part C, are health plan options that are part of the Medicare program. If you join one of these plans, you generally get all your Medicare-covered health care through the Medicare Advantage Plan. This coverage can include...
by Create MNL | Mar 16, 2021 | Medicare Supplement
Medicare Supplement policies (also known as Medigap policies) are standardized and must follow federal and state laws designed to protect you. Insurance companies can only sell you a “standardized” policy identified in most states by letters (see the chart...
by Create MNL | Mar 16, 2021 | Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like co-payments, coinsurance, and deductibles. If you have Original Medicare and you buy a Medigap policy,...
